Can you drive a car without insurance?

Although they don’t amount to a proper defence, special reasons for driving without insurance must be considered by the courts when making their judgement. Common special reasons for driving without insurance defences include: &#8226 Your insurance company cancelling your insurance policy but failing to notify you &#8226 You genuinely believed you were insured at the time of the incident &#8226 You were driving someone else’s car and had been ensured their policy would cover you or they had taken out an alternative policy for you. Learn more

What is the penalty for driving without insurance?

Should you be found guilty of driving without insurance, the minimum punishment will be six penalty points being issued onto your driving license and a £300 fine. If the police suspect you are driving without insurance, they can issue you with a fixed penalty notice of this amount at the roadside. Other punishments are given out, however, with the maximum penalty being a driving disqualification and fine of £5,000. Learn more

Is driving without insurance a criminal offence?

While the penalties can be quite severe, driving without insurance is not going to appear on the offender's criminal record. It does not represent an imprisonable offence, but an IN10 conviction will appear on your licence, which could make it more difficult and expensive to purchase an insurance policy following the offence. In some circumstances, an uninsured driving case could be heard in court. The offender may be banned from driving following a court case, so it is vital to instruct a team of solicitors specialised in driving without insurance. Learn more

Driving Without Insurance Solicitors

If you or someone you know has received an IN10 conviction, or has been accused of driving a vehicle without having relevant insurance, our specialist Driving Without Insurance Solicitors can provide a robust defence and minimise any potential consequences, including supporting you through an IN10 appeal process.

Being found guilty of driving without insurance can have a significant impact on both your personal and professional life. Our specialist lawyers have the expertise required to provide you with the best-possible defence and are always available to answer any questions. We want to make your case as easy as possible for you.

To discuss your case with a member of our team, call us or fill in our contact form to request a call back.

How we can help

Our team has helped people being charged with driving without insurance reduce or eliminate penalties since 1998. We have an in-depth knowledge of the law surrounding operating vehicles without being insured, and know exactly what needs to be done to help you.

Our solicitors are here for you throughout the process, providing the support and advice you need to minimise your stress levels. Call us today to discuss your case with a member of our team.